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Off Road Bike Insurance

Our insurance is designed to help you protect your unregistered bike with potential unlicenced riders if your bike is stolen, damaged by fire, or damaged accidentally.

Accidental Damage

If Your Off Road Bike is accidentally damaged, then up to the policy limit and at our option we will either: contribute 50% to the cost of repairing Your bike, pay You a sum equal to 50% of the cost of repairing Your bike, or if Your bike is deemed by Us to be a Total Loss, We will pay You 50% of the Market Value of Your bike.


If your bike is damaged as a result of a covered event, we will pay the reasonable cost for: towing of Your Off Road Bike (excluding storage costs) to the nearest repairer or place of safety, or returning Your Off Road Bike to You after it has been recovered following a theft.

* Refer to the Product Disclosure Statement (PDS) for full terms, conditions, exclusions and key factors that influence the cost of the product.

Download PDS